Wholesale Banking Relationship Manager null

About Axis Bank

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture, and Retail Businesses. 

Your role

About the Role:

The Relationship Manager is responsible for scoping the area sales and operations and implementing strategies to increase productivity and performance levels in order to achieve the Circle’s financial targets. They are responsible for ensuring the smooth functioning of the daily operations and compliance with the rules and regulations set as per banking norms for Government clients/ Departments. The role involves relationship management with the key account holders of the Bank to ensure the deepening of accounts and thus generating revenue

Key Responsibilities

• Source new customers to generate revenue for fund Based and non-fund-based products and increase the customer base
• Strengthen relationships with existing customer base so as to generate sustained business and identify opportunities for cross-sell.
• Ensure prudent portfolio management and diversification of risk in partnership with the Credit Team to achieve portfolio quality
• Ensure implementation of due processes, guidelines, and the Bank’s code of conduct in all transactions, sanctions, disbursals, and post-disbursal activities.
• Review daily/ periodic reports with a view to identifying business opportunities, act upon early warning signals highlighted by the central teams, implement exit plans for stress accounts
• Provide feedback to Risk Management/ Product Policy / Process Monitoring Teams for streamlining the processes to ensure TAT reduction, Risk Diversification, and Inclusive policy.
• Ensure Product Per Customer (PPC) growth in the allocated portfolio in the defined set of products
• Ensure prudent implementation of Digital initialization taken by the Bank in alignment with the GoI/ GoM initiatives by critically analyzing the cost-benefit to the bank.
• Ensure replication of Centrally Sponsored Schemes (CSS) and State Sponsored Schemes (SSS) across the given portfolio.
• Ensure throughput of CDBT and GST taxes from the given portfolio and assist the Nodal officer as and when required.
• Review existing portfolio and constantly updating of Re-KYC, PAN nos, and Covenant compliance as per the Banking standards

Training, development & rotations

Axis Bank is one of the best places for freshers and interns because it offers Fintech to a fresh graduate or a professional with considerable work experience, Axis Bank offers e. Whether a fresh graduate or a professional with considerable work experience, Axis Bank offers ample opportunities to grow, upskill, and advance in your career. 

Salary & benefits

The annual salary for this role can range from INR 3.5 to 4.0 LPA (Source: Ambition Box). The bank takes care of you and your loved ones and will support you with a competitive and comprehensive benefits package as mentioned below;

• Health Insurance
• Job Training
• Soft Skill Training
• Work From Home
• Team Outings
• Free Transport
• Education Assistance
• International Relocation
• Free Food
• ....read more

Career progression

Axis Bank helps its employees by creating the ideal work environment to encourage capacity building, growth, and empowerment. Through its multi-level leadership development program, Axis Bank employees have an opportunity to hone their leadership skills. At Axis Bank multi-tiered leadership development program has been created to develop leaders at various levels in the Bank through academic tie-ups with premier institutions globally. Currently, there's Axis Blitz. It was introduced to reestablish laudable behaviors through experience sharing with the executive management of the Bank.  

Work-life balance

Axis Bank has a good inclusive work environment and diverse working culture. It has great working hours. The bank provides alternate Saturdays off with flexible timing depending on the needs of the employees.

Culture & vibe

Axis Bank seeks to create an inclusive, equitable, culturally competent, supportive, and safe environment where their employees model behavior that enriches the workplace. To further an inclusive culture and foster DE&I principles, Axis Bank is committed to:

• Ensuring an inclusive working environment free of discrimination at all stages of the employee life cycle
• Developing plans to promote DE&I principles and cultural competencies among employees across Axis Bank.

About you

The optimal qualification for success on the job is:

• Graduation/ Post- Graduation (MBA preferred) from a recognized institute
• Knowledge of banking CMS/ Sector Specific/ Customized Banking applications/ products and services
• Knowledge of regulatory guidelines and norms
• Good communication (both verbal and written) skills in both English and the Regional language
• Ability to manage complex client situations
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to handle pressure and meet deadlines

How to apply

To apply for this role, just click on the "Apply on employer site" button, which navigates to the career section where the application can be filled out and submitted.