Rural Lending Gold Loan Officer null

About Axis Bank

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture, and Retail Businesses. The Bank aims to build strong customer relations through smart communications technology and empowered customer care representatives.

Your role

About the Role:

The Gold loan officer services the gold loan customers who require short-term, low-interest loans by ensuring the valuation of the gold by the impaneled value and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team, and customers to ensure the smooth execution of all processes 

Key Responsibilities

• Conduct credit appraisal of loans, sanctioning as per DOP, and ensure disbursal of loans within stipulated TAT
• Assist in Gold valuation and execution of documents/registers
• Responsible for Data entry, Closure/Renewal & Account opening in the system, and for maintaining control returns
• Responsible for the Safekeeping of Gold, Custodian of Storage Keys & File management
• Render support to the Collection team for the Auction
• Co-ordinate with the OCL team & ensure all files are received and stored
• Assist the IAD/FCU Audit team
• Ensure Zero discrepancies during Internal audit & concurrent audit, review faults & improvise processes to ensure these are not repeated.
• Monitor the Gold loan process and create related MIS
• Co-ordinate with Branch Heads / AOM / GLOs to clear appraiser fees and for calibration of the weighing machine

Training, development & rotations

Axis Bank is one of the best places for freshers and interns because it offers a fresh graduate or a professional with considerable work experience, Axis Bank offers e. Whether a fresh graduate or a professional with considerable work experience, Axis Bank offers ample opportunities to grow, upskill, and advance in your career. 

Salary & benefits

The annual salary for this role can range from INR 1.4 to 2.8 LPA (Source: Ambition Box). The bank takes care of you and your loved ones and will support you with a competitive and comprehensive benefits package as mentioned below;

• Health Insurance
• Job Training
• Soft Skill Training
• Work From Home
• Team Outings
• Free Transport
• Education Assistance
• International Relocation
• Free Food
• ....read more

Career progression

Axis Bank helps its employees by creating the ideal work environment to encourage capacity building, growth, and empowerment. Through its multi-level leadership development program, Axis Bank employees have an opportunity to hone their leadership skills. At Axis Bank multi-tiered leadership development program has been created to develop leaders at various levels in the Bank through academic tie-ups with premier institutions globally. Currently, there's Axis Blitz. It was introduced to reestablish laudable behaviors through experience sharing with the executive management of the Bank.  

Work-life balance

Axis Bank has a good inclusive work environment and diverse working culture. It has great working hours. The bank provides alternate Saturdays off with flexible timing depending on the needs of the employees.

Culture & vibe

Axis Bank seeks to create an inclusive, equitable, culturally competent, supportive, and safe environment where their employees model behavior that enriches the workplace. To further an inclusive culture and foster DE&I principles, Axis Bank is committed to:

• Ensuring an inclusive working environment free of discrimination at all stages of the employee life cycle
• Developing plans to promote DE&I principles and cultural competencies among employees across Axis Bank.

About you

Qualifications:

The optimal qualification for success on the job is:

• Graduation/ Post-Graduation from a recognized institute
• Experience: 0 - 1 Years

Role Proficiencies:

For the successful execution of the job, the candidate should possess the following:

• Good communication (both verbal and written) skills in both English and the local language
• Excellent lead generation and conversion skills
• Ability to handle pressure and meet deadlines
• High sales orientation to meet sales targets consistently
• Ability to manage complex client situations
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

How to apply

To apply for this role, just click on the "Apply on employer site" button, which navigates to the career section where the application can be filled out and submitted.