Credit Underwriter-AFU null

About HDFC Bank

HDFC Bank provides a variety of wholesale, retail, and depository financial services through more than 3,250 branches and some 11,175 ATMs throughout India. The bank offers deposit accounts, loans, credit cards, insurance, investments, and related services. HDFC Bank targets individual customers in the middle and upper-class, as well as trusts, small businesses, and not-for-profit organizations in the country.

Your role

• Daily Productivity Achieving daily productivity numbers consistently to have minimal carry forward/pending Credit Quality Accurate implementation of policy norms & guidelines.
•  Quick implementation of changes Nil critical errors & minimal noncritical errors Accurate capturing of Decline codes and Deviation codes/levels Taking logical and sensible calls on deviations and minimizing restarts.
• Aim towards reducing delinquency (especially First Payment defaults) Manage Region Ownership Handling priority requests from locations Feedback to Regions on quality of applications and documentation.

Training & development

• The Bank has built a strong training infrastructure, which seeks to upgrade skill levels across grades and functions through a combination of in-house and external programs.
• The trick in managing a successful program is to do “more with less”. So impacting more employees effectively, without spending too much is the answer to successful training.
• The key to an effective training function is active participation by all stakeholders, including learning managers, HR managers, and learner‘s managers.
• Senior leaders are actively engaged at every stage, right from need identification to the training programs and while conducting sessions.
• At HDFC Bank — with its induction, onboarding training programs like service excellence and leadership programs for various levels — employees are mapped to a training manager and the learning graph of all employees is tracked with updates available through the intranet.

Salary & benefits

The average annual salary for the Credit Underwriter-AFU role is around INR 5.0 to 6.0 LPA (Source: Glassdoor).  HDFC Bank provides the following benefits.

• Tuition reimbursement for on-the-job training
• Employee assistance program
• Employee referral bonus
• Health and dental plans
• Paid vacation, holidays and bereavement leave.

Work-life balance

Work days are usually from Monday to Friday. They have flexible work timings.

Culture & vibe

• The HDFC company is very casual.
• The employees are relaxed and friendly.
• The work environment is challenging and healthy competitive and also career path is very clear and transparent.

About you

To apply for this role, you must be:

• Ability to learn
• Knowledge of Competition & Current trends in the financial Industry.

How to apply

To apply for this position, simply click the “Apply” button on this page. All applications at HDFC must be submitted through their Careers page.

The hiring procedure generally varies according to the job.

• Aptitude Test (online).
• Group Discussion Round.
• Technical Interview.
• HR Interview.