Retail Agri-Dairy-Sales Officer null

About HDFC Bank

HDFC offers many products and services to its customers, including commercial banking, retail banking, investment banking, wealth management, and insurance. The company also has its credit card, home loan, and auto loan schemes.

HDFC has more than 1,300 branches across India and many other countries. The company employs more than 15000 employees worldwide. HDFC is India's largest mortgage lender, insurance provider, and one of the country's largest non-bank financial services companies.

Your role

To generate new business from various Dairy locations and Retention of customers by providing the best possible services to these customers.

Primary Responsibilities:

• Sourcing and Business Generation.
• Sourcing SCF proposals from Dairy Societies/individual farmers/Cooperative societies/Rural Mandlies etc.
• Sourcing of liability business from the mapped Dairy locations i.e. dairy societies, farmers, other potential customers in mapped locations, etc.
• Generating Cross Sell business from mapped locations.
• Relationship Building and customer support
• Providing pre and post-disbursement documentation support to dairy societies
• Coordination with customer and insurance company vets for cattle tagging
• Organizing & attending FLC camps to educate customers on banking products.
• Encourage customers to use digital products
• Housekeeping, Portfolio and audit Management:
• Collecting CAM renewal docs from dairy societies, and account opening forms from customers.
• To handle audit alerts, audit exceptions
• Visit societies & customers for recovery
• Business Correspondent (BC) management:
• Periodic Visits to the BC location and guidance to BCs on the business and other regulatory requirements
• Support to BCs for processing of CASA souring and coordination with Ops, branch.
• Coordination with auditors for BC spot audit

Additional Responsibilities:

• Any other task assigned by seniors from time to time.

Training, development & rotations

• The trick in managing a successful program is to do “more with less”. So impacting more employees effectively, without spending too much is the answer to successful training.
• The Bank has built a strong training infrastructure, which seeks to upgrade skill levels across grades and functions through a combination of in-house and external programs.
• The key to an effective training function is active participation by all stakeholders, including Learning managers and HR managers.
• Senior leaders are actively engaged at every stage, right from need identification, to conceptualizing the training programs...and while conducting sessions.
• At HDFC Bank - with its induction, onboarding, and behavioural training programs like service excellence and leadership programs for various levels — employees are mapped to a training manager and the learning graph of all employees is tracked with updates available through the intranet.

Compensation & benefits

The Sales Executive salary in India at HDFC Bank can range from INR 1.5 Lakhs to INR 3 Lakhs per year. (Source: AmbitionBox)

Benefits:

• Tuition reimbursement for on-the-job training
• Employee assistance program
• Employee referral bonus
• Health and dental plans
• Paid vacation, holidays, and bereavement leave

Work-life balance

HDFC offers you paid vacation and holidays which gives you a reasonable work-life balance. Work days are usually from Monday to Saturday with alternate Saturdays off. They have strict work timings.

Culture & vibe

• The HDFC Company is very casual.
• The employees are relaxed and friendly.
• The work environment is challenging and healthy competitive, and the career path is clear and transparent.

About you

Educational qualifications/experience:

• Bachelor's Degree, Master's Degree
• Years of experience: 0 to 3

Required Competencies:

• Basic understanding of Banking Products & Processes
• Good Team spirit
• Time / Team Management
• Proficient in local language
• Proactive & focused approach

How to apply

To apply for this role, just click on the "Apply on employer site" button below, which navigates to the career page where the application can be submitted directly.