Tractor Finance- Sales Officer null

About HDFC India

The Housing Development Finance Corporation Limited or HDFC was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994.

Your role

Job Description:

• Managing the Tractor Loans Business & dealers in the area assigned to increase business through the open market, refinance, repurchase & branch channels.

Primary Responsibilities:

• Achieve the given budgets every month from assigned areas and dealers
• Activating all dealers by way of doing business every month
• Personally, meeting all branch managers to increase branch no every month as well get good support from respective branches
• Achieving assigned market share % with every brand and dealer.
• Individually managing RC/PDD as well delinquency under control every month
• Focusing on all Channels like Open Market, used tractor, Top UP, Rural vertical
• Achieving all cross-sell products of secured loans towards budgets as well as maintaining CP/FP penetrations
• Managing portfolio of his location as well as managing 100% direct agri in his area
• Increasing wholesale business by personally monitoring TA, CC&BG, and CF business in assigned locations.
• Maintaining relationships with all Cross-functional teams as well follow up on ethics, systems, and process as per bank norms
• Focusing First EMI cases for 100% resolution and support to solve any dealer issues in the market
• Attending everyday Branch huddle meetings with allocated branches to develop tractor loans product

Additional Responsibilities

• Any other task assigned by seniors from time to time.
• Educational qualifications preferred

Training, development & rotations

• The trick in managing a successful program is to do “more with less”. So impacting more employees effectively, without spending too much is the answer to successful training.
• The Bank has built a strong training infrastructure, which seeks to upgrade skill levels across grades and functions through a combination of in-house and external programs.
• The key to an effective training function is active participation by all stakeholders, including Learning managers and HR managers.
• Senior leaders are actively engaged at every stage, right from need identification, to conceptualizing the training programs...and while conducting sessions.
• At HDFC Bank - with its induction, onboarding, and behavioral training programs like service excellence and leadership programs for various levels — employees are mapped to a training manager and the learning graph of all employees is tracked with updates available through the intranet.

Salary & Benefits

The salary for this role in India at HDFC Bank can range from INR 2.0 to INR 3.0 LPA(Source: Ambition Box)

• Tuition reimbursement for on-the-job training
• Employee assistance program
• Employee referral bonus
• Health and dental plans
• Paid vacation, holidays, and bereavement leave

Career progression

The rising Bankers Program is an initiative of HDFC Bank in collaboration with Amity Global Business School, to attract and develop young talent, who wish to pursue a career in Banking. This program aims to turn young graduates into highly-trained, well-groomed, customer-facing personnel. It entails on-campus learning for the first 5 months, followed by an internship for the next 3 months. Successful candidates will be awarded a Post Graduate Diploma certificate & a full-time job opportunity with the Bank.

Work-life balance

HDFC offers you paid vacation and holidays which gives you a reasonable work-life balance. Work days are usually from Monday to Saturday with alternate Saturdays off. They have strict work timings.

Culture & vibe

The bank is committed to maintaining the highest level of ethical standards, professional integrity, corporate governance, and regulatory compliance. HDFC Bank’s business philosophy is based on five core values: Operational Excellence, Customer Focus, Product Leadership, People, and Sustainability.

About You

Category

• Bachelor's Degree, Master's Degree

Required work experience

• Industry: BFSI/Tractor/Manufacturer
• Role: Fresher/Sales Experienced

Required Skills

• Achieve the Tractor Loans assigned Budgets

How to Apply

• To apply for this position, simply click the “APPLY” button on this page.