Relationship Manager-Agri Fin Projects null

About Kotak Mahindra Bank

Kotak Mahindra Bank offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management. It is India's third-largest private sector bank by assets and market capitalization as of November 2021.

Your role

Key responsibilities include (but are not limited to):

• To manage and grow an existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund-based) & Term Loan facilities.
• Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, and security perfection.
• Deepening relationships with existing customers through Cross sell liability & other third-party products.
• Continuous monitoring of the accounts to ensure the business is per budget.
• Build a strong & robust customer base to increase both assets and liabilities and earn revenue by providing them with high standards of service on an ongoing basis.

Training & development

The bank provides several training programs in different sectors;

• Learners' progress was monitored automatically to determine gaps in performance and address them continually.
• The performance improvement program was organized to provide supervisor-level counselling for learners. 
• A periodic analysis was done to improve the rule sets and attain maximum business objectives.

To learn more about their training program click here

Salary & benefits

The annual salary for this role can range from INR 4.0 Lakhs to INR 8.0 Lakhs. (Source: Glassdoor)

Benefits they offer:

• Health insurance
• International Relocation
• Health and wellness programs
• Gymnasium
• Job Training
• Free Transport
• Team Outings
• Cafeteria
• Soft Skill Training

Career progression

At Kotak Bank, they believe that building their future begins with building more leaders within the organization. That’s why they promote a wide range of talent development and recognition initiatives, all designed to allow you to learn, grow and maximize your potential.

Work-life balance

They truly believe that happy people make better companies. The Kotak way of life involves initiatives to find balance, meaning, and success, both at work and outside of it. It has an excellent work-life balance with understanding cooperative teams. The bank provides alternate Saturdays off with flexible timing depending on the needs of the employees.

Culture & vibe

The right environment makes all the difference. At Kotak Bank, they take pride in having built a dynamic culture that brings out the best in you. Their culture is one of their biggest strengths. It's what sets them apart and attracts the best and the brightest in the industry. The bank’s core values are at the heart of its steady success and evolution as a company.

About you

To apply for this position you must have:

• Candidate should be self-motivated & strong relationship management skills. Requires decent communication skills, and an understanding of the local language will be an advantage. 
• To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.
• CA / Graduate  / Post Graduate Diploma  / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply.
• People from Agri Input Industries/rating agencies / NBFCs / Branch banking backgrounds with Working Capital Exposure can also apply.
• Strong oral and written Communication.
• Relationship Management Skill.

​​​​How to apply

To apply for this role, click the "Apply on employer site" button below, which navigates to the career page where the application can be submitted directly.

Source

• hcbt.fa.em2.oraclecloud.com
• kotak.com
• glassdoor.co.in