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About Kotak Mahindra Bank

The Kotak Mahindra Group, established in 1985, is a prominent financial services conglomerate in India. With a wide array of offerings, the Group covers all aspects of finance, addressing both personal and corporate requirements. Services include commercial banking, stock broking, mutual funds, life insurance, and investment banking.

Your Role

The responsibilities of the role are:

• Candidate should be self-motivated & strong relationship management skills. Requires decent communication skills, and an understanding of the local language will be an advantage.
• To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund-based/non-fund-based) and term Loan facilities
• Build a strong & robust customer base to increase both assets and liabilities and earn revenue by providing them high standards of service on an ongoing basis. 
• Deepening relationships with existing customers through cross-sell liability & other third-party products.
• Continuous monitoring of the accounts to ensure business is per budgets 
• Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection 
• To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.

Training & development

Through valuable on-the-job experience, formal and informal coaching, mentoring, and shadowing the bank grooms leaders to take on new roles. Apart from the managerial and leadership programs, you can make the most of the 350+ unique functional and development programs on a range of topics.

Salary & benefits

Relationship Manager salaries at Kotak Mahindra Bank can range from 4L to 7L per annum. Some of the benefits offered to employees at Kotak Mahindra Bank include:

• Competitive Salary
• Performance-Based Variable Pay
• Insurance Coverage
• Retirement Benefits:
• Employee Stock Purchase Plan
• Leave Policies
• Employee Assistance Program
• Training and Development
• Employee Engagement Activities.

Career progression

Kotak Mahindra Bank promotes a wide range of talent development and recognition initiatives, all designed to allow you to learn, grow, and maximize your potential. These include 360-degree assessments, progress discussions, individual development plans, talent review discussions, leadership development programs, and 350+ unique functional and developmental programs. 

Work-life balance

Kotak Mahindra Bank offers a good work-life balance to its employees through flexible working hours, employee-friendly policies, remote working benefits, wellness programs, stress management sessions, and recreational activities to help maintain a work-life balance.

Culture & vibe

The right environment makes all the difference. At Kotak Bank, they take pride in having built a dynamic culture that brings out the best in you. Their culture is one of their biggest strengths. It's what sets them apart and attracts the best and the brightest in the industry. The bank’s core values are at the heart of its steady success and evolution as a company. It’s not just their success that drives them. It’s the success of people as well on both the professional and personal fronts.

About you

The requirements for the role are:

• CA / Graduate  / Post Graduate Diploma  / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply 
• People from Agri Input Industries/rating agencies / NBFCs / Branch banking backgrounds with Working Capital Exposure can also apply.
• Strong oral and written Communication
• Relationship Management Skill.

​​​​How to apply

To apply for this role, just click on the Apply button, which navigates to the career section. You can then select the state and the city you are looking for, and start applying for the position.

Sources

The following sources were used in researching this page:

• Kotak.com/en/about-us/careers/building-capability.html
• Youtube.com
• Ambitionbox.com/benefits/kotak-mahindra-bank-benefits.
• Glassdoor.co.in/Salary/Kotak-Mahindra-Bank-Relationship-Manager-Salaries.