Underwriter null

Job summary

At PayPal, the Credit Underwriting Specialist is responsible for understanding the full picture of the Customer with the ultimate goal of making the right judgmental decision for PayPal, the Customer, and our Investors. PayPal’s specialized Underwriting process is a source of competitive advantage and integral to everything we do. Our Underwriting Team is passionate about helping customers achieve their goals and passionate about PayPal’s continued success. Our innovative approach is focused on making sound credit decisions that maximize profitability and growth. If you share our passion for adding value, helping customers achieve their dreams, and yearn to be part of creating and shaping success, then PayPal is where you want to be.

Job description

As a Credit Underwriting Specialist at PayPal, you will

• Interpret and analyze financial statements and business tax returns.
• Review business banking statements.
• Verify the accuracy of information submitted for underwriting.
• Interview small business owners, landlords, trade references, and review site inspections.
• Analyze credit bureau information (consumer and business).
• Identify and research any inconsistencies with the application to identify potential fraud.
• Operate within a defined regulatory environment.

Qualifications for success

• Bachelor’s degree in a business-related major.
• Superior decision-making and analytical skills.
• Excellent oral and written communication skills.
• Ability to work within a team setting with all levels of the organization.
• Ability to multi-task with attention to detail.
• Superior customer service skills.
• Willingness and ability to discuss potentially difficult financial issues with business owners.
• Willingness to work flexible hours and additional hours as required.